Other Activities Related to Credit Intermediation
Enabling credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities).
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What is SBA Size Standard?
The maximum annual revenue a business can have to qualify as a "small business" for federal contracting and SBA loan programs.
What's Included
- ✓Check cashing services
- ✓Money order issuance services
- ✓Loan servicing
- ✓Travelers' check issuance services
- ✓Money transmission services
- ✓Payday lending services
Example Companies
- ●Experian- Credit bureau
- ●Equifax- Credit reporting
- ●TransUnion- Credit information
This Code is NOT For...
NAICS 522390 does not cover the following activities. Use the correct code instead:
Arranging loans for others on a commission or fee basis
Financial transactions processing, reserve, and clearinghouse activities (except commodity or securities exchange services)
Furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of securities and commodities
Operating commodity or securities exchange clearinghouses
Foreign currency exchange dealing and brokering
Providing escrow services (except real estate)
+ 1 more exclusions for this code
Frequently Asked Questions
Yes. Most businesses operate under several NAICS codes. Your primary code should reflect your main source of revenue. You can list secondary codes for other business activities when registering with government agencies or applying for contracts.
Choose the NAICS code that represents your largest revenue source as your primary code. You can add secondary codes for other activities. For example, a restaurant that also offers catering would use Full-Service Restaurants as the primary code and Caterers as a secondary code.
NAICS codes do not directly determine your tax obligations. However, certain tax credits, deductions, and industry-specific regulations may reference NAICS codes to determine eligibility. Your actual tax liability depends on your business structure and activities, not your classification code.
No. The NAICS code on your EIN application is for statistical purposes only. You can update it if your business activities change. The IRS uses this information for economic analysis, not for determining your tax treatment.
You can update your NAICS code when filing your next business tax return or by contacting the IRS. For government contracts, update your code in SAM.gov. There is no penalty for changing codes as your business evolves or if you selected the wrong code initially.